Terms & Conditions

These Terms & Conditions (“Terms”) govern your access to and use of bizfastcapital.com, including all pages, forms, applications, communications, and services provided by BizFast Capital LLC (“BizFast Capital,” “we,” “our,” or “us”).

By accessing our website, submitting a funding inquiry, using our forms, or communicating with us, you agree to these Terms. If you do not agree, do not use this website or submit information through it.

1. Nature of Our Services

BizFast Capital operates as a business funding marketplace and referral platform. We help business owners explore potential funding options through a network of lenders, brokers, funding partners, capital providers, and service providers.

Unless expressly stated otherwise, BizFast Capital is not a bank, does not directly lend money, does not make final credit decisions, and does not guarantee that any user will receive funding, approval, pre-approval, specific terms, specific rates, or any particular funding amount.

2. No Guarantee of Approval or Funding

Any references to funding options, potential matches, estimated amounts, program availability, prequalification, or lender review are for informational and matching purposes only.

Final approval, terms, amounts, rates, fees, conditions, repayment structure, and funding availability depend on the lender, broker, funding partner, or capital provider reviewing the inquiry. Funding decisions may be based on business revenue, time in business, credit profile, bank statements, industry, documentation, risk factors, underwriting requirements, and other criteria.

3. Eligibility

You may use this website only if you are at least 18 years old and are using the website for lawful business purposes. By submitting information, you represent that:

• You are legally authorized to submit information on behalf of the business identified.
• The information you provide is accurate, current, and complete.
• You are seeking funding or financing for business purposes, not personal, family, or household purposes.
• You will not use this website for fraud, deception, spam, unauthorized data collection, or illegal activity.

4. Accuracy of Information

You are responsible for ensuring that all information submitted through the website is accurate and complete. Inaccurate, false, misleading, or incomplete information may delay review, prevent matching, result in denial, or be shared with funding partners as submitted.

We may rely on the information you provide and may share that information with lenders, brokers, funding partners, capital providers, and service providers to help evaluate potential funding options.

5. Consent to Contact

By submitting a form, funding inquiry, application, or contact request, you authorize BizFast Capital and its lenders, brokers, funding partners, capital providers, service providers, and marketing partners to contact you about business funding options, financial products, and related services.

You agree that contact may occur by phone, text message, email, prerecorded message, automated dialing system, artificial voice, or other communication methods, even if your number is listed on a federal, state, or internal do-not-call list.

Consent is not required to purchase goods or services. Message and data rates may apply. You may opt out of text messages by replying STOP and may request help by replying HELP.

6. Electronic Communications and E-Sign Consent

You agree that we may provide notices, disclosures, agreements, authorizations, confirmations, and other communications electronically, including by email, text message, website notice, or electronic document.

You agree that electronic records, electronic signatures, checkboxes, button clicks, and digital submissions have the same legal effect as paper documents and handwritten signatures to the fullest extent permitted by law.

7. Marketplace and Partner Disclosure

BizFast Capital may share your information with lenders, brokers, funding partners, capital providers, marketplace partners, service providers, and other third parties that may evaluate your business for funding or contact you regarding business financing options.

These third parties may have their own terms, privacy policies, underwriting rules, fees, disclosures, and requirements. BizFast Capital is not responsible for the actions, omissions, decisions, statements, rates, terms, fees, or practices of third-party lenders, brokers, partners, or providers.

8. No Financial, Legal, Tax, or Accounting Advice

Content on this website is provided for general informational purposes only and does not constitute financial, legal, tax, accounting, investment, credit, or professional advice.

You should consult qualified professionals before making business, financial, legal, tax, or funding decisions.

9. Funding Terms and Third-Party Offers

Any funding offer, quote, estimate, approval, prequalification, or term sheet presented by a third party is subject to that third party’s review, documentation, underwriting, verification, and approval process.

You are responsible for reviewing all agreements, terms, fees, repayment obligations, interest rates, factor rates, penalties, personal guarantees, liens, confessions of judgment where applicable, and other obligations before accepting any funding product.

10. Prohibited Uses

You agree not to:

• Submit false, misleading, fraudulent, or unauthorized information.
• Use the website for personal, household, or consumer loan requests.
• Interfere with, disrupt, damage, or attempt to gain unauthorized access to the website.
• Copy, scrape, harvest, reverse engineer, or misuse website content, data, forms, or technology.
• Use the website to violate any law, regulation, contract, or third-party right.
• Impersonate another person, business, or representative.
• Submit information for a business you do not own, operate, or have authority to represent.

11. Intellectual Property

The website, design, branding, logos, text, graphics, forms, code, layout, user experience, content, and other materials are owned by or licensed to BizFast Capital and are protected by intellectual property laws.

You may not copy, reproduce, distribute, modify, display, sell, license, or exploit any part of the website without our prior written consent.

12. Privacy

Our collection, use, disclosure, and protection of information is described in our Privacy Policy. By using the website or submitting information, you agree to our Privacy Policy.

You can contact us about privacy matters at [email protected].

13. Third-Party Websites and Services

Our website may contain links to third-party websites, platforms, lenders, brokers, service providers, or funding partners. These links are provided for convenience only.

We do not control and are not responsible for third-party websites, content, products, services, practices, policies, security, or availability. Your use of third-party websites and services is at your own risk.

14. Disclaimers

The website and services are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, BizFast Capital disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and reliability.

We do not warrant that the website will be uninterrupted, secure, error-free, free of viruses, or that defects will be corrected.

15. Limitation of Liability

To the fullest extent permitted by law, BizFast Capital and its owners, officers, directors, employees, contractors, affiliates, agents, partners, vendors, and service providers shall not be liable for any indirect, incidental, special, consequential, exemplary, punitive, or lost-profit damages arising out of or related to your use of the website, submission of information, communications, funding inquiry, third-party offers, or these Terms.

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the website or these Terms shall not exceed one hundred dollars ($100).

16. Indemnification

You agree to defend, indemnify, and hold harmless BizFast Capital and its owners, officers, directors, employees, contractors, affiliates, agents, partners, vendors, and service providers from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• Your use of the website.
• Your submission of information.
• Your violation of these Terms.
• Your violation of law or third-party rights.
• Your business dealings with third-party lenders, brokers, funding partners, or service providers.

17. SMS Terms

By providing your phone number and consenting to contact, you agree that we and our partners may send text messages related to business funding options, application status, reminders, and related services.

Message frequency may vary. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help. Carriers are not liable for delayed or undelivered messages.

18. Call Recording and Monitoring

Calls with BizFast Capital, its service providers, or funding partners may be recorded or monitored for quality assurance, training, compliance, verification, and recordkeeping purposes, subject to applicable law.

19. Changes to the Website or Services

We may modify, suspend, discontinue, restrict, or update any part of the website, forms, features, services, content, or availability at any time without notice.

20. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised “Last Updated” date. Your continued use of the website after changes are posted means you accept the updated Terms.

21. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles, unless another jurisdiction’s laws are required to apply.

22. Dispute Resolution

Before filing any claim, you agree to first contact us at [email protected] and attempt to resolve the dispute informally.

Any dispute arising out of or related to the website, services, submissions, communications, or these Terms shall be resolved in the state or federal courts located in Florida, unless otherwise required by applicable law.

23. Class Action Waiver

To the fullest extent permitted by law, you and BizFast Capital agree that disputes will be brought only on an individual basis and not as a plaintiff, class member, or representative in any class, collective, consolidated, private attorney general, or representative action.

24. Force Majeure

We are not responsible for delays, failures, or damages caused by events outside our reasonable control, including internet failures, platform outages, cyberattacks, labor disputes, natural disasters, government actions, war, terrorism, power outages, vendor failures, or other force majeure events.

25. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations at any time, including in connection with a merger, acquisition, sale, financing, restructuring, or transfer of business assets.

26. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect. The unenforceable provision will be modified to the minimum extent necessary to make it enforceable where possible.

27. Entire Agreement

These Terms, together with our Privacy Policy and any other policies or disclosures posted on the website, constitute the entire agreement between you and BizFast Capital regarding your use of the website.

28. Contact Information

If you have questions about these Terms, contact us:

These Terms are intended as a general website terms template. Have legal counsel review them before relying on them for compliance, especially if you sell or share leads, use SMS marketing, work with third-party funding partners, or operate in multiple states.